Consumer Finance

Financier™ provides an efficient and fully supported software solution for consumer finance

From origination through to collections and debt sale, we provide an end-to-end loan system software solution to lenders with Financier™

The digital journey at customer level enables the lender to provide personalised credit terms.

Our personal loan module is extremely flexible and scalable, and is developed to support the following loan types:

  • Consumer loans
  • Guarantor loans
  • Secured loans
  • Alternative finance
  • Digital lending
  • Marketplace loans
  • Line of credit and overdraft facilities
  • Short term loans

We can also provide website design and development including self-service portals for customers and intermediaries.

 

 

 

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Our Insights

In the press

Unsecured debt at its highest level for a decade

Latest analysis by StepChange Debt Charity has revealed that there is growing financial insecurity among its clients, with the average person coming to the charity for help having more debt and less money to pay towards it each month.

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In the press

Consumer finance new business grew by 2% in January 2024

New figures released by the Finance & Leasing Association (FLA) show that consumer finance new business grew in January 2024 by 2% compared with the same month in 2023. In the twelve months to January 2024, new business was 2% lower than in the same period in 2023.

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In the press

Rise in consumer credit signals revival in spending

Latest data from the Bank of England has shown that consumer credit rose more than expected to £1.9 billion in January, up 8.9% from £1.3 billion on the previous month, adding to signs of a revival in spending.

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In the press

UK set for soaring digital wallet adoption

By 2027, digital wallets are expected to comprise half of all e-commerce spend in the UK, worth £203.5 billion. Projections also estimate that digital wallet usage will more than double at UK point-of-sale, rising from 14% to 29% of transaction value over the next three years.

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In the press

Freemans unveils first customer credit offer in 13 years

Freemans is launching its first new customer credit offer in 13 years, Flexi3, which it will promote across all its owned channels as well as above the line, social, digital and TV.

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In the press

Consumer card spending at lowest point since 2022

Consumer card spending grew just 1.9 per cent year-on-year last month, significantly lower than the latest CPIH inflation rate of 4.2 per cent and the smallest growth since September 2022.

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Call us on 0845 456 5859

Welcom Digital Limited

The Exchange

Station Parade

Harrogate

HG1 1TS

T 0845 4565859

F 0845 4565253

Office hours

9am to 5.30pm Mon to Fri